Foreign Auto Liability
The University requires departments that own and/or operate vehicles in foreign countries to purchase coverage under the University’s Foreign Automobile Liability Insurance policy whether the vehicle is operating, non-operating, currently in use or in storage. This coverage is not optional. The University’s Foreign Auto Liability policy provides coverage for damage or injury caused to third parties. It is excess of the amount of local auto liability insurance.
To register a vehicle for Foreign Auto Liability Insurance, complete an Auto Schedule Adjustment Form and submit it to the campus Risk Management office.
In any country where a compulsory automobile liability insurance law is in force, Departments are required to purchase compulsory insurance at the required legal limits. The coverage provided by the University’s Foreign Automobile Liability policy is excess of the limits required locally.
In any country where there is no compulsory automobile liability insurance law in force, Departments must purchase local insurance with bodily injury limits of $10,000 each person/$20,000 each accident or occurrence and property damage limits of $10,000 each accident or occurrence. In any country where the compulsory insurance requirement only applies to bodily injury liability, the Department must purchase property damage liability coverage at a limit of $10,000 each accident or occurrence. In both these cases the Foreign Auto Liability insurance is excess of the amount of local insurance.
Foreign General Liability
Office of the President Risk Services has arranged with a global insurance company for foreign liability insurance that covers University operations in foreign countries as necessary. Foreign liability insurance protects the University, helps the University comply with local insurance laws, reduces department costs and the need for University faculty and staff to spend their own time and resources obtaining it, and allows for coordinated claims handling.
Foreign general liability insurance coverage may be required if you are signing a lease for office or research space, purchasing office or research space, entering into any contracts or agreements with host country institutions, organizations, or government agencies, or running any long term (over 90 days) or on-going projects.
If you are engaged in any of these activities in a foreign country, please notify the campus Risk Management office so we can coordinate the issuance of all required general liability policies with our global insurance company.
For additional information, go to OPRS: Foreign Liability Insurance.