Risk Management & Insurance


UC Insurance

Insurance signs

University Insurance Requirements

The University requires contractors, vendors, and suppliers who provide goods and services to the University to have insurance and to provide the University with Certificates of Insurance as evidence of coverage. The types and limits of insurance the University requires are based on the contractor’s or vendor’s scope of work and the risks associated with the goods or services they are providing to the University. Based on the specific scope of work or activity, additional insurance may be required; a common additional coverage requirement is Professional Liability Insurance. The University also requires non-UC individuals and organizations who use campus facilities to meet its insurance requirements and provide it with evidence of coverage.

UC's Minimum Insurance Requirements

COMMERCIAL FORM GENERAL LIABILITY INSURANCE

Per Occurrence
Products & Completed Operations
Personal & Advertising Injury
General Aggregate

$1,000,000
$2,000,000
$1,000,000
$2,000,000

BUSINESS AUTOMOBILE LIABILITY INSURANCE

$1,000,000

For owned, scheduled, non-owned, or hired automobiles with a combined single limit per occurrence. Automobile liability insurance may be waived if a vehicle is being operated for commute purposes only.

WORKERS’ COMPENSATION INSURANCE

As required by California state law.

Workers’ Compensation Insurance is required if a supplier has employees; if the supplier has no employees, this requirement is waived.

PROFESSIONAL LIABILITY INSURANCE (Errors & Omissions)

$1,000,000

Professional Liability Insurance covers errors and omissions and the failure of actuaries, architects, engineers, physicians, lawyers, environmental consultants and other professionals to render professional services. Service providers not providing a professional service are exempt from this requirement.

ADDITIONAL INSURED

The Commercial Form General Liability and the Business Automobile Liability Insurance must be endorsed to include The Regents of the University of California as an additional inured.

NOTICE OF CANCELLATION

Certificates of insurance must provide for advance written notice to the University, in accordance with policy provisions, of any modification, or cancellation of any of the required coverages.

SEVERABILITY OF INTEREST & PRIMARY INSURANCE

The general liability policy shall contain a Severability of Interest provision and shall be primary insurance as respects any insurance or self-insurance maintained by the University, shall be excess of and non-contributory with such insurance.

Vendor/Contractor Insurance

Vendors and contractors who do not meet the University’s General Liability Insurance requirements can purchase Vendor/Contractor Insurance from the CampusConnexions Program. If the contractor/vendor’s application is accepted, an annual policy for University work costs $500. Go to UCSB: Vendor/Contractor Insurance Program for more information about this coverage.

Links to UC Insurance Requirements