Risk Management & Insurance


REPORT
3rd PARTY CLAIMS
& PROPERTY LOSSES
IMMEDIATELY

Accidents
Auto Accidents
Bodily Injury
Property Damage

Call 1.800.416.4029

UC Insurance

map of Mexico

Driving UC Vehicles in Mexico

U.S. citizens driving in Mexico are subject to Mexican laws. The laws in Mexico that govern motor vehicle operations are different than those in the States. Even a minor vehicle accident in Mexico can have serious consequences if you do not meet Mexican insurance requirements. See FS: Driving UC Vehicles in Mexico for additional information.

Mexican Auto Insurance is Required

American auto insurance policies are not recognized in Mexico. If you drive in Mexico, Mexican law requires you to have Mexican auto liability insurance. Mexican auto liability insurance covers injuries or property damage to third parties. To comply with the law, employees who take UCSB vehicles to Mexico must purchase Mexican auto liability insurance. Employees are also required by UCSB Risk Management to purchase Mexican auto physical damage insurance. Auto physical damage insurance will cover the costs to repair a UCSB vehicle that has been damaged in an accident while being driven in Mexico.

Application for Mexican Auto Insurance

Department must submit Request for Mexican Automobile Insurance and Authorization to Drive UC Vehicle in Mexico to Risk Management:

  1. Department Control Point must sign the Request;
  2. All travelers must be affiliated with the University; no volunteers;
  3. Declared value of vehicle must be based on Kelley Blue Book; provide printout.

Completed Request and Authorization are approved and signed by campus Risk Management. Risk Management e-mails completed forms to MacAfee & Edwards Inc. MacAfee & Edwards Inc. issues Mexican Auto Insurance Policy and emails Policy and invoice to Risk Management. Risk Management reviews Policy and invoice and emails the Policy, the signed and approved Request and Authorization, and the MacAffee & Edwards invoice to the department contact. Department must pay MacAfee & Edwards invoice directly.

IMPORTANT: The Mexican Auto Insurance Policy and the Authorization to Drive UC Vehicle in Mexico letter must be carried in the vehicle while traveling in Mexico.

Insurance Coverage in the Event of an Accident

  • Injury or damage to others: Mexican Auto Insurance policy
  • Damage to UC vehicle: Mexican Auto Insurance policy
  • Injury to employee driver (if in course and scope of employment): UC Travel Insurance Program, UC Worker’s Compensation Program
  • Injury to employee passenger (if in course and scope of employment): UC Travel Insurance Program, UC Worker’s Compensation Program
  • Injury to non-UC passenger: Mexican Auto Insurance policy if injury is UC driver’s fault; if the fault of a third party, third party’s insurance
  • See the Fact Sheet: Insurance While Driving on UC Business for more information about where insurance coverage comes from when you are driving a vehicle to conduct University business.

Register for Travel Insurance

Go to UC Business Travel Insurance for more information if you are an employee.
Go to UC Student Travel Insurance for more information if you are a student.

Register for Travel Alerts

Go to UC Business Travel Insurance for more information if you are an employee.
Go to UC Student Travel Insurance for more information if you are a student.

Automobile Accident

Go to Automobile Accident if you are a University driver who has been involved in an automobile accident, and you must report and/or make a claim for injury or damages.

Traffic and Parking Tickets

Tickets received while operating a UC vehicle are the responsibility of the driver, not the University.